Professional services
01Bring fee clarity to high-trust services where margin and client experience both matter.
The Revenue Recovery Specialists
We work for you.
Not the processor.
Clear Harbor Group starts with your two most recent statements. We identify avoidable cost, advocate with your existing processor, and keep monitoring after the first adjustment so improvements have a chance to hold.
No processing to sell. No processor agenda. Just a clear-eyed advocate for dealerships, repair shops, collision centers, car washes, parts businesses, and operators in every industry.
Not a processorNo switchingNo equipment changesFree auditShare only in eligible savings
Your margin, under review
OpenFirst move
Start your free statement analysis ↗01
Analyze the statements
Read the real cost behind the line items.
02
Adjust the account
Take the useful questions to the current processor.
03
Audit the savings
Check later statements for drift or new charges.
How we uncover avoidable cost
Find it.
Fix it.
Keep it.
A processing statement is a record of what happened, but it is not always an explanation. We turn the detail into a practical review of what changed, what appears out of pattern, and what deserves a closer conversation with the processor.
A review cannot promise that every fee can be removed. It can give you a better read on the account and a sharper basis for deciding what to challenge.
Why Clear Harbor Group ↗01
Rate changes
Compare what shifted against the terms and patterns in recent statements.
02
Pass-through fees
Separate network and assessment costs from markups that may warrant a question.
03
Statement inconsistencies
Look for lines that do not match the way the account is supposed to work.
04
Billing + configuration
Check how locations, departments, terminals, and settings affect the bill.
05
Missed opportunities
Identify questions that may lead to savings, better terms, or a cleaner explanation.
Plain-language review
Know what changed before it changes your margin.
A better kind of partner
Your processor has a job. So do we.
Clear Harbor Group is on the merchant’s side. We work from your current setup, explain the tradeoffs without jargon, and measure our value by the margin we help you protect.
Current relationship first
A review is designed to work with the provider you already use.
Useful answers
Know which items are contractual, negotiable, or worth a question.
Aligned with your bottom line
The work starts with your numbers.
There is no processor agenda behind the review, and you do not need to switch providers just to understand your account. When our review produces eligible savings, our model can be structured around a share of the savings; the terms are explained before any work moves forward.
Initial review and any ongoing arrangement remain subject to the company’s actual terms. Results vary by statement, contract, and processor response.
Questions operators ask
Straight answers before you start.
Do we have to switch processors?
No. The review works with your existing processor relationship.
What does the initial review cost?
The initial review is free, subject to the company’s actual terms.
What happens after the review?
We explain what we found, outline clear next steps, and, if you continue, provide ongoing monitoring.
One service. One clear purpose.
Merchant advocacy.
Nothing to switch.
We review your current processing costs, help challenge what merits a closer look, and monitor the account over time. No processor to sell, no equipment changes, and no provider switch required to begin.
Auto, front and center
Built for operators that move.
Auto businesses do not have one payment story. A dealership may move high-ticket showroom transactions across multiple departments; a repair or collision shop may see keyed and card-not-present exposure; a car wash may be balancing fast lanes and recurring visits; parts and accessories may sit across locations and teams.
Those are useful review areas—not guarantees. We look at how the account is configured, where the transaction mix changes, and whether the statement gives operators enough margin visibility to make a good decision.
Start an auto statement review
The service lane, understood
Dealerships
Review high-ticket sales, multiple locations, and departmental reporting.
Repair + collision
Look at service-lane throughput, keyed exposure, and how work is paid for.
Car washes
Keep recurring visits, busy lanes, and account configuration visible.
Parts + accessories
Compare locations, departments, and the cost of different transaction types.
Restaurants + hospitality
02Review payment patterns across busy shifts, locations, and the transactions that keep tables turning.
Retail
03See how rates, pass-through costs, and different registers or departments affect the sale.
Home services
04Look closer at mobile, keyed, and card-not-present work across the route and the office.
Proof from the operator’s seat
Real businesses.
Real perspective.
These existing client stories highlight the value operators place on clear statements, practical savings reviews, and an advocate who stays close to the details.
Read the operator notes ↗Client feedback · Paraphrase
The Alabama Society of CPAs describes a straightforward relationship focused on reviewing fees, discussing rates, and making the work easy to manage. The testimonial reports savings, but results vary.
Jessica A. Roberts
CPA Programs Director and CFO, Alabama Society of CPAs
Client feedback · Paraphrase
Tire World describes a helpful process of reviewing rates and checking the account over time, with timely, professional, pressure-free support.
Felice Goldberg
Tire World
Client feedback · Paraphrase
Rick Nakashima describes statement analysis as a helpful way to review fees and explain how the service arrangement relates to the savings identified.
Rick Nakashima
Owner/CEO, Ruby Tuesday Hawaii, Gyu-Kaku Hawaii, and Rainbow Drive-In
Client feedback · Paraphrase
Warrene Ching describes ongoing statement reviews and says the service provides true advocacy for merchants.
Warrene Ching
Controller, Waikiki Resort Hotel
Client feedback from Clear Harbor Group clients. Results vary by statement, contract, and processor response.
Bring us two recent statements.
We’ll show you what deserves a closer look, what may simply be part of the arrangement, and what your next move could be.
Start your statement analysis ↗