Basic
One-time payment
When a business you referred becomes an active client, you receive a one-time payment equal to the first month's realized net profit on that account. There is no further payment on that account.
Referral Partner Program
Know good businesses?
Introduce them. Get paid.
The Clear Harbor Referral Partner Program is for people who want to refer business clients to Clear Harbor for compensation. You make the introduction. Clear Harbor sells, prices, and services everything — we own the client relationships, the accounts, and the data. No fees to join, no equity or ownership interest: this is a contractual payment program.
Two tiers. No fees to join.
How partners get paid.
Executive
Ongoing 50/50 split
On Executive-approved referred accounts, you receive a 50/50 split of realized net profit for as long as the account earns. Qualification: either 5 active clients or $3M in processing volume across your referred accounts (rolling 12 months), confirmed by Clear Harbor in writing.
- No equity. No stock or ownership interest in Clear Harbor — your interest is the contractual right to the payments described in the agreement.
- Active-client rule. A referral counts only once the client is signed, onboarded, and generating revenue. Each prospect is credited to one partner only.
- Adjustments apply. Refunds, chargebacks, early cancellations, and account-specific costs affect what counts as realized net profit. Clear Harbor may modify or end the program with notice.
Payment details, adjustments, and the full terms are in the Clear Harbor Referral Partner Agreement below. This page is a summary — the agreement governs.
The full terms
Clear Harbor Referral Partner Agreement
This one-page agreement is between Plymouth Rock Merchant Services LLC, doing business as Clear Harbor Group (“Clear Harbor”) and [Partner Name] (“Partner”), effective on the date Partner signs this Agreement online (the “Effective Date”).
1. The program. Partner introduces prospective business clients to Clear Harbor. Clear Harbor sells, prices, contracts with, and services all clients. Partner is an independent contractor, not an employee or agent, and has no authority to bind Clear Harbor, quote prices, or discuss loan, credit, insurance, or other regulated products.
2. Referrals. A referral counts only if Partner submits it through the sign-up form on this page before it is already a Clear Harbor client or documented prospect, and only once the client becomes an Active Client (signed, onboarded, and generating revenue). Each prospect is credited to one Partner only.
3. Tiers and payment.
| Tier | Qualification | Payment |
|---|---|---|
| Basic | Referred prospect becomes an Active Client | One-time payment equal to the first month’s Realized Net Profit on that account, paid after Clear Harbor receives and calculates it. No further payment on that account. |
| Executive | Either 5 Active Clients or $3M in processing volume across Partner’s referred accounts (rolling 12 months), confirmed by Clear Harbor in writing | 50% of Realized Net Profit on each Executive-approved account, for as long as the account earns, paid monthly or quarterly within 30 days of each period. |
Executive-tier status and each Executive-approved account require Clear Harbor’s prior written approval; approvals are not retroactive unless the approval says so.
4. Realized Net Profit. Revenue actually received and retained by Clear Harbor from the account, less processor, bank, vendor, refund, chargeback, reversal, and account-specific costs, and any commissions paid to others on that account. Estimated or unpaid revenue does not count. Clear Harbor’s records govern, subject to correction of error.
5. Adjustments and payment. If an account later refunds, charges back, cancels early, or Partner is overpaid for any reason, Clear Harbor may adjust future payments or request repayment within 30 days. Disputes about a statement must be raised in writing within 60 days. Payments are made by ACH to the bank account Partner designates; before the first payment, Partner must provide a completed IRS Form W-9 and accurate ACH routing and account details, and Clear Harbor will issue applicable tax reporting forms.
6. Ownership. Clear Harbor owns all client relationships, accounts, and data. Partner has no ownership in any client, account, book, or in Clear Harbor itself; Partner’s only interest is the contractual right to the payments above. No stock, equity, or securities are granted.
7. Conduct and compliance. Partner will follow applicable law and Clear Harbor’s referral rules, make no earnings or outcome promises, use only Company-approved materials, keep Clear Harbor and client information confidential, and not disparage either party. No compensation is payable for referrals that would violate law, including the federal Anti-Kickback Statute; any healthcare-related referral needs Clear Harbor’s prior written compliance approval.
8. Term and termination. Either party may end this Agreement on 30 days’ written notice, or Clear Harbor immediately for breach, fraud, or unlawful conduct. After termination, no new referrals earn payment; already-approved Executive accounts keep earning under this Agreement, and accrued amounts are paid.
9. General. Notices go to the addresses below by hand, courier, or email with confirmation. This Agreement is governed by Massachusetts law; disputes go to courts in Massachusetts. Amendments must be signed in writing. Partner may not assign payment rights without Clear Harbor’s written consent. Electronic and counterpart signatures are valid.
Notices to Clear Harbor: PO Box 1312, Onset, MA 02558 · Email: i.grant@clearharborgroupco.com. Notices to Partner: the address and email Partner provides in the sign-up form.
AGREED AND ACCEPTED
CLEAR HARBOR GROUP — By: ______________________________ Name/Title: ______________________ Date: ______________
PARTNER — By: ______________________________ Name/Title: ______________________ Date: ______________
First Name: ______________________ Last Name: ______________________ Company Name (if any): ______________________ Phone: ______________________ Email: ______________________
Join the program
Sign up as a referral partner.
Complete the form and check the agreement box to join. Your completed form is emailed to Clear Harbor with the agreement version and timestamp, and we will follow up about next steps. No fees to join.